Can't sleep....late night thoughts
It seems as though this is one of those nights where I am supposed to go to bed early but instead I am kept up late with my thoughts. Anything ranging from the shopping outing that is planned for tomorrow to the up coming vacation we are going on at the end of the month. Oh and you can never forget about the budget and such! That is always something to think about at this time of night.
I can't sleep so of course I decide to get up and write it out. Make lists and do the things needed to clear my head. Of course it doesn't help, or hinder, the fact that I am high. CBD gummies are awesome. I do prefer them to smoking but I will still smoke on my weed pen until it runs out. Its a funny thing getting coton mouth without having smoked anything.
Tomorrow we are gong to go to Mira Loma and do some returns and shopping: Home depot to return light bulbs, Micheal's Craft store to return a drawing pad {I am most certainn that I used my digital card for this one so hopefully I can use that to return it: although If i did a buy online pick up in store like i remember then i could have used it to purchase is online} and some yarn {at least I can look in the account I have with them to find out which card I used to pay with cause otherwise I would have no idea}. Then I have to shop around at the store and lastly I can pick up the two orders I had placed via the app.
I also want to go to the Homegoods store out there and see if they have the ceramic Halloween tree that is painted like a candy corn and lights up. It will match the one I am picking up from Michaels that is black. I have wanted the black one for 2 years now and this year there is the new candy corn one.
Since the pandemic started and is here to stay for a while I am up to 4 new services for 'extras'. We have had Netflix and Spotify for sometime now and have recently added Postmates, HBOmax, CBS All Access, and Hulu. Granted Anthony does not know that we are now paying for Hulu.... All of that is the kind of thing that leads to me looking at the budget and seeing what it is that we have to pay a month and this time I even went as far as to divide it in half to see EXACTLY how much each of us needs to cover a month while we are on unemployment. Figuring our what I make in a month and that means that as long as I dont buy stupid shit anymore then I would be able to throw $450.00 a month at my credit card to get it down. I am missing a months worth of payments from the EDD which is about $3,500.00. If I were to be able to get that somehow then that would put a major dent in the Visa credit card and then I could start a freaking savings. For tight now though we are going to have to reverse that process and focus on the credit card first. MAAAAYBE both at the same time but I really want to get that card down.
It is totally insane to me that because of this pandemic I am almost debt free. I think i have paid off just over half my debt off. 3 credit cards and my car have been paid off! If it wasn't for the aforementioned stall in a month's worth of payments, then I would be about 75% paid off. I have a plan! I finally received my tax return and sadly it was cut in half. I have to wait for a letter in the mail to see what the reasoning is, although I am pretty positive that it has something to do with my health insurance and all that jazz. At least I had the tax return to cover it, and half is better the nothing and so so much better than owing them money. EESH!!
So i went ahead and paid the cell phone bill. I have searched the bank account and figured out the bills. I have also figured out what I owe on my Torrid credit card because I knew I had charged a few things to it. Althouh I did just pay it off a couple of months ago I think it will be ok to let that one produce a bill and then pay that when it comes.
However, looking at the payment situation that Is coming up from the EDD I will be able to to put about $300.00 onto the credit card soon.
And of course tonight I went to bed early and thought to myself that I was going to get up early and do my hair in a bun maybe and put eye makeup and lipstick on { although maybe not because of the whole mask thing}. Here it is 2:37 a.m. and my alarm is set to wake me up at 6:30 a.m. The last time i did this, i think last week, I ended up being really really productive that day. I got like 20 things done, literally!
Gnight
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